*All offices will be open until 6:00 pm the Wednesday before Thanksgiving

E-STATEMENTS ARE AVAILABLE SIGN UP TODAY FOR YOUR CREDIT UNION STATEMENT TO BE AVAILABLE THROUGH ONLINE BANKING! Just log into online banking and select e-statements on the left hand side of the screen!

Here are your Metro Shores Credit Union Staff Members!!! Left: Aggie, Kim, Michelle, Jeanell, Donna Middle: Roberta, Gillian, Crystal, Melissa, Sharon Right: Joelle, Kim, Janice, and Emily Missing from Photo: Ada, Sherrill, Jean, Christy, Stephanie, Stephanie V., Nicole, Brittany, Jeremy and Andrea   Attention members with an overdraft or revolving loan    In compliance with the Credit Card Act of 2009 and Regulation Z, all overdraft line of credit loans and revolving signature loans will have a due date of the 27th of each month.  Payments may be made at any time during the month, but the payment will not be due until the 27th day.    Attention DIAL users: Due to new national regulatory changes members will no longer be able to access VISA account information through our automated phone system. Members may use online banking to check VISA balances and make payments. If you have not signed up for online banking feel free to come in to any one of our four branches. It's easy and free to use!       FYI: Using your debit card at gas stations. Gas station holds have been placed on accounts for a few years now.  Holds range from $1.00 to $50.00. These holds are out of our control and may cause members to have a negative balance.     Merry Christmas! (Nice Sweaters!)   Halloween 2008  161 Pool Noodles were stuffed in the MSCU's car! We had 1,454 entries and a 4 way tie. We randomly selected out of these 4 and the winner was... 4 year old Brody who guessed 160 noodles! Congratulations! CRUISIN' IN GIBRALTAR'S 4TH OF JULY PARADE!    Did You Know? During these tough economic times, many financial institutions have raised their loan rates and fees have skyrocketed, while saving account interest rates plummet.  Who benefits from this the member or the financial institution? Metro Shores Credit Union is working hard to continually provide low loan rates and fees, in addition to competitive rates for saving accounts and CD's. We are here for our members and want all to endure these trying times. ***New Telephone/Text Message Scams*** A fraudulent attempt to capture debit card numbers is being done with an automated telephone service or text message.  The message indicates the member’s debit card may have been compromised and has been placed on a hold status. In order to activate the card, the message asks the member to call another phone number and enter their 16-digit card number and PIN.   There are so many ways for perpetrators to attempt to get personal information, including the use of auto-dialers and text messages. It is important to remember to limit the release of personal information in order to protect yourself.    ***NEW EMAIL LOTTERY SCAMS*** IF YOU GET ANYTHING IN REGARDS TO WINNING A LOTTERY THROUGH YOUR EMAIL ACCOUNT, PLEASE STOP AND VERIFY! READ BELOW FOR MORE INFORMATION! Lottery scam letters are sent out by the thousands every day. There are only two things the bad guys want: your money and your identity. Your identity is just as important or even more important than any money you send them. These people can get your identity when you open the very first letter if it contains a Trojan horse or spyware; scam letters often do. They will tell you whatever you want to hear and believe. These scammers will pretend to be lawyers, claim agents, bankers, law enforcement agents, people of high rank in the government, gaming officials, tax collectors, and any other title that will convince you they are good people. If not already asked in the first letter, they will write back asking for your personal identification. This is used to steal your identity. They steal your identity by using your personal banking, passport, driver's license, or credit card information to open accounts you don't know about - it doesn't matter if you have bad credit! Next, they will ask you to send money in the following letters. LEGITIMATE LOTTERIES, FREE LOTTERIES (also known as Sweepstakes) NEVER, NEVER AS FOR MONEY. There are no fees of any kind and the only money you owe is the tax you personally pay directly to your government. This tax is never paid through anyone else or by anyone else. This is true in every country. Remember YOU are responsible for any money you spend and any money you send to anyone else. If the bank or check casher is not aware of this crime, then you could be arrested, along with the fact that you owe taxes on the money that you kept. If you believe you may have been a victim of this scam, please go to http://www.fraudaid.com/ID_theft.htm or give us a call here at the credit union, if you have any more questions about this scam. Thank You! OUR CREDIT UNION MORTGAGE CENTER CAN BE REACHED BY PHONE OR INTERNET AT: 1-888-562-6865 OR http://www.creditunionmortgagecenter.com/    Last Updated: 5/21/2008    Copyright © 2004 Metro Shores Credit Union. All rights reserved.