Vehicle • Sport Vehicle • Boat • Overdraft • Personal • Secured 
Unsecured • Home Equity • Visa • Savings Accounts/IRA/CD'S/IRA CD'S

CREDIT SCORING 
We now base loan approval and interest rate on credit score. The rates shown here are our standard rates that could be adjusted per applicant. Please contact the credit union for details.

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Current New Power Sport Vehicle Rates

Interest Rate APR Months 6.99%  6.99% 12 to 48

Current Used Power Sport Vehicle Rates

Interest Rate APR Months 7.99%  7.99% 12 to 48

Current Snowmobiles-New or Used Rates

Interest Rate APR Months 10.99%  10.99% 12 to 36  *Proof of purchase is required

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Current New Boat and Camper Loan Rates

Interest Rate APR Months 3.99%  3.99% 12 4.99% 4.99% 24 5.79%  5.79% 36 6.49%  6.49% 48 6.79%  6.79% 60 7.79%  7.79% 120 7.99%  7.99% 144  (Note: 120 & 144 mos. Only available on loans over $20,000.00) ** A Marine Survey is required on: a) Boats 10 years and older over $20,000 b) Any used boat over blue book value c) Any wood boat used as collateral regardless of age or amount

Current Used Boat and Camper Loan Rates

Interest Rate APR Months 3.99%  3.99% 12 4.99% 4.99% 24 5.99%  5.99% 36  6.79%  6.79% 48  7.29% 7.29% 60  8.29%  8.29% 120 120 available on loans over $20,000.00 ** A Marine Survey is required on: a) Boats 10 years and older over $20,000 b) Any used boat over blue book value c) Any wood boat used as collateral regardless of age or amount

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Current Line-of-Credit/Overdraft Protection Rates

Interest Rate APR Months 15.00%  15.00% Revolving

Current *UNSECURED LOAN* Rates $750.00 - $3000.00

Interest Rate APR Months 8.99% 8.99%  12 months  9.99% 9.99% 24 months  10.49% 10.49% 36 months

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Current Shares Secured Loan Rates

Interest Rate APR Months 4.50% 4.50% 12-60

Current Unsecured Over $3,000.00 (Bill Consolidation) Rates

Interest Rate APR Months 12.99%  12.99% 12-36  **Maximum total unsecured loan limit per person is based on credit score.

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Current Home Improvement Loan Rates

Interest Rate APR Months 11.99%  11.99% 12-36

Current Home Equity Loan (Closed End) Rates

Interest Rate APR Months 5.49%  5.49% 12-60  6.49%  6.49% 61-180  0!

Current Variable - Home Equity Line-of-Credit Rates

Interest Rate APR Months 5.00%  5.00%   Line of Credit

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Current VISA Classic Rates

Interest Rate APR Months 11.88% 11.88% Fixed rate and no annual fees!

Current VISA Platinum Rates

Interest Rate APR Months 8.88%  8.88% Low fixed rate, no annual fee and an amazing points program!

Savings Accounts/CD's/IRA

Account	Interest Rate
Regular Shares Special Savings Account Balance $1000.00-$49,999.99 $50,000.00-$99,999.99 $100,000.00 & Above Premier Checking IRA Savings	0.16% APY   .75% APY 1.01% APY 1.32% APY   .25% APY 1.60% APY
Certificates of Deposit Term (Minimum of $1000.00) 30 Day *Jumbo CD* (Minimum Deposit $100,000.00) 90 Day *Jumbo CD* (Minimum Deposit $100,000.00) 6 Month 7 Month *Super Saver CD* 12 Month 18 Month 24 Month 36 Month 48 Month	RATE                 APY .60%                    .60%  1.01%                1.01% 1.05%                1.05% 1.21%                1.21% 1.30%                1.30% 1.40%                1.40% 1.50%                1.51% AVA 2.01%                2.02% AVA 2.35%                2.37% AVA
IRA Certificates of Deposit 12 Month 24 Month 36 Month 48 Month	RATE                 APY 1.30%                 1.30% 1.50%                 1.51% AVA 2.01%                 2.02% AVA 2.35%                 2.37% AVA

Previous quarter dividends located in the newsletter tab.
*Effective April 1, 2006 NCUA increased share insurance limits for retirement accounts to $250,000. ie: Traditional and Roth IRA's

Click Here to Apply Online • Calculate Your Payment • View Our Disclosures
Rates effective as of October 31, 2009• Subject to change without notice
Metro Shores Credit Union abides by the Equal Credit Opportunity Act (ECOA)

Metro Shores Credit Union
2360 West Jefferson
Trenton, Michigan 48183
(734) 676-8666
Fax: (734) 676-5759
info@metroshores.org