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Vehicle • Sport Vehicle • Boat • Overdraft • Personal • Secured
Unsecured • Home Equity • Visa • Savings Accounts/IRA/CD'S/IRA CD'S
CREDIT SCORING
We now base loan approval and interest rate on credit score. The rates shown here are our standard rates that could be adjusted per applicant. Please contact the credit union for details.
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Current New Auto/Motorcycle Loan Rates |
| Interest Rate |
Special Rate |
Months |
| 3.79% |
|
12 |
| 3.99% |
|
24 |
| 4.19% |
|
36 |
| 4.49% |
|
48 |
| 4.99% |
|
60 |
| 5.99% |
|
72 | We will refinance new vehicles/motorcycles from another institution within 12 months of purchase. |
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Current Used Auto/Motorcycle Loan 2008-2004 Rates |
| Interest Rate |
Special Rate |
Months |
| 3.79% |
|
12 |
| 4.19% |
|
24 |
| 4.49% |
|
36 |
| 4.99% |
|
48 |
| 5.49% |
|
60 | |
|
Current Used Auto/Motorcycle Loan 2003-2000 Rates |
| Interest RateSpecial Rate |
Months |
| 7.49% |
12 to 48 | |
|
Current Used Auto/Motorcycle Loan 1999 and older Rates |
| Interest Rate |
Special Rate |
Months |
| 9.49% |
|
12 to 36 | |
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Current New Power Sport Vehicle Rates |
| Interest Rate |
Special Rate |
Months |
| 6.99% |
|
12 to 48 | |
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Current Used Power Sport Vehicle Rates |
| Interest Rate |
Special Rate |
Months |
| 7.49% |
|
12 to 48 | |
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Current Snowmobiles-New or Used Rates |
| Interest Rate |
Special Rate |
Months |
| 10.99% |
|
12 to 36 | *Proof of purchase is required |
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Current New Boat and Camper Loan Rates |
| Interest Rate |
Special Rate |
Months |
| 3.79% |
|
12 |
| 4.79% |
|
24 |
| 5.19% |
|
36 |
| 5.49% |
|
48 |
| 5.99% |
|
60 |
| 6.89% |
|
120 |
| 6.99% |
|
144 | (Note: 120 & 144 mos. Only available on loans over $20,000.00)
** A Marine Survey is required on:
a) Boats 10 years and older over $20,000
b) Any used boat over blue book value
c) Any wood boat used as collateral regardless of age or amount |
|
Current Used Boat and Camper Loan Rates |
| Interest Rate |
Special Rate |
Months |
| 3.79% |
|
12 |
| 4.99% |
|
24 |
| 5.49% |
|
36 |
| 5.99% |
|
48 |
| 6.99% |
|
60 |
| 7.99% |
|
120 | 120 available on loans over $20,000.00
** A Marine Survey is required on:
a) Boats 10 years and older over $20,000
b) Any used boat over blue book value
c) Any wood boat used as collateral regardless of age or amount |
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Current Line-of-Credit/Overdraft Protection Rates |
| Interest Rate |
Special Rate |
Months |
| 15.00% |
|
Revolving | |
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Current *UNSECURED LOAN* Rates
$750.00 - $3000.00 |
| Interest Rate |
Special Rate |
Months |
| 8.79% |
|
12 months |
| 8.79% |
|
24 months |
| 8.79% |
|
36 months | |
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Current Shares Secured Loan Rates |
| Interest Rate |
Special Rate |
Months |
| 4.00% |
|
12-60 | |
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Current Unsecured Over $3,000.00 (Bill Consolidation) Rates |
| Interest Rate |
Special Rate |
Months |
| 12.99% |
|
12-36 | **Maximum total unsecured loan limit per person is based on credit score. |
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Current Home Improvement Loan Rates |
| Interest Rate |
Special Rate |
Months |
| 11.99% |
|
12-36 | |
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Current Home Equity Loan (Closed End) Rates |
| Interest Rate |
Special Rate |
Months |
| 5.49% |
|
12-60 |
| 6.49% |
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61-180 | The credit union will pay Title Company fees on loans over $15,000.00. Other member fees may or may not apply, call for details! |
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Current Variable - Home Equity Line-of-Credit Rates |
| Interest Rate |
Special Rate |
Months |
| 5.25% |
Current Prime Rate |
Line of Credit | |
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Current VISA Classic Rates |
| Interest Rate |
Special Rate |
Months |
| 11.88% |
|
| Fixed rate and no annual fees! |
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Current VISA Platinum Rates |
| Interest Rate |
Special Rate |
Months |
| 8.88% |
|
| Low fixed rate, no annual fee and an amazing points program! |
Savings Accounts/CD's/IRA
| Account |
Interest Rate |
|
Regular Shares
Special Savings Account
Balance
$1000.00-$49,999.99
$50,000.00-$99,999.99
$100,000.00 & Above
Premier Checking
IRA |
0.60% APY
1.31% APY
2.02% APY
2.42% APY
1.45% APY
2.05% APY |
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Certificates of Deposit
Term (Minimum of $1000.00)
30 Day *Jumbo CD* (Minimum Deposit $100,000.00)
90 Day *Jumbo CD* (Minimum Deposit $100,000.00)
6 Month
7 Month *Super Saver CD*
12 Month
18 Month
24 Month
36 Month
48 Month |
RATE APY
1.95% 1.97%
2.45% 2.47%
2.75% 2.77%
3.09% 3.11%
3.00% 3.00%
3.10% 3.11%
3.20% 3.23% AVA
3.40% 3.45% AVA
4.01% 4.07% AVA |
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IRA Certificates of Deposit
12 Month
24 Month
36 Month
48 Month
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RATE APY
3.00% 3.00%
3.20% 3.23% AVA
3.40% 3.45% AVA
4.01% 4.07% AVA
| Previous quarter dividends located in the newsletter tab.
*Effective April 1, 2006 NCUA increased share insurance limits for retirement accounts to $250,000. ie: Traditional and Roth IRA's
Click Here to Apply Online • Calculate Your Payment • View Our Disclosures
Rates effective as of March 19, 2008 • Subject to change without notice
Metro Shores Credit Union
2360 West Jefferson
Trenton
, Michigan
48134
(734) 676-8666
Fax: (734) 676-5759
info@metroshores.org
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